ROI Major

Ethnic, Cultural Minority, Gender, and Group Studies at University of Hawaii Maui College

HI · Associate's Degree · CIP 05.02

Apply Now Data: 2026 release

Executive Summary

Graduates with a Ethnic, Cultural Minority, Gender, and Group Studies degree from University of Hawaii Maui College earn a median salary of $41,115 within five years of graduation. Adjusted for the cost of living in HI, this represents a national purchasing power equivalent of $22,345. The degree typically pays for itself in 12.7 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$28,170

Typical Career

$41,115

Top Performers

$48,829

Estimated break-even: 12.7 years.

Debt-to-Income Check

$274

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,426. Most students can comfortably afford about a $274 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.1x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Hawaii buys what costs $1.84 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Accommodation & Food Services, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 34.7%
Accommodation & Food Services 22.3%
Retail Trade 10.0%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$22,345

Nominal: $41,115 in Hawaii (COL 184.0% of national avg) · 45.7% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

12.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $22,255 $30,304 $36,444
5 Years After Graduation $28,170 $41,115 $48,829
10 Years After Graduation $52,636 $68,098 $84,610

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $41,115 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in HI, which has a cost-of-living index of 184.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $41,115 × (1.0 ÷ 1.8400) = $22,345 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates of the Ethnic, Cultural Minority, Gender, and Group Studies program at University of Hawaii Maui College experience a notable earnings trajectory. One year after graduation, median earnings stand at $30,304, which increases to $41,115 after five years and reaches $68,098 after ten years. However, when adjusted for purchasing power, the five-year salary equivalent is approximately $22,345.11 nationally, indicating that while nominal earnings grow, the relative value may be impacted by the cost of living in Hawaii, which has a COL index of 1.84 compared to the national average of 1.0.

The top industries for graduates predominantly include Health Care & Social Assistance, which accounts for 36.4% of employment, followed closely by another segment of Health Care & Social Assistance at 34.7%, and Accommodation & Food Services at 22.3%. Given the estimated break-even point of approximately 12.7 years compared to a high-school-only path, the return on investment for this degree may take considerable time to realize. This suggests that while there are opportunities in growing sectors, students should weigh the long-term financial implications of their educational choices against potential earnings in their chosen fields.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.