ROI Major

Business/Commerce, General at University of Hawaii Maui College

HI · Associate's Degree · CIP 52.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Business/Commerce, General degree from University of Hawaii Maui College earn a median salary of $49,399 within five years of graduation. Adjusted for the cost of living in HI, this represents a national purchasing power equivalent of $26,847. The degree typically pays for itself in 13 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$35,626

Typical Career

$49,399

Top Performers

$71,441

Estimated break-even: 13 years.

Debt-to-Income Check

$329

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,117. Most students can comfortably afford about a $329 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Hawaii buys what costs $1.84 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Accommodation & Food Services, Educational Services.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 36.4%
Accommodation & Food Services 16.7%
Educational Services 9.1%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$26,847

Nominal: $49,399 in Hawaii (COL 184.0% of national avg) · 45.7% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

13 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $25,697 $40,834 $55,789
5 Years After Graduation $35,626 $49,399 $71,441
10 Years After Graduation $37,592 $55,746 $71,728

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $49,399 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in HI, which has a cost-of-living index of 184.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $49,399 × (1.0 ÷ 1.8400) = $26,847 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Business/Commerce program at the University of Hawaii Maui College experience a steady earnings trajectory, with median earnings of $34,252 one year post-graduation, rising to $44,438 after five years, and reaching $53,901 after ten years. However, when adjusted for purchasing power, the five-year salary equates to approximately $24,151.09 nationally, indicating that while nominal earnings increase, the real value may not keep pace with inflation or cost of living, particularly in Hawaii, where the cost of living index is significantly higher than the national average.

The top industries for graduates are predominantly in Health Care & Social Assistance, which accounts for 36.4% of employment, followed by a similar sector at 34.7%, and Accommodation & Food Services at 22.3%. The estimated break-even point compared to a high-school-only path is approximately 16.3 years, suggesting that while there is a potential for increased earnings over time, the return on investment may take considerable time to materialize, particularly in a high-cost state like Hawaii. This analysis indicates that students should weigh their career aspirations against the financial implications of pursuing a degree in this field.

Compare with Another School

See how the Business/Commerce, General degree at University of Hawaii Maui College stacks up against another institution side-by-side.

Ready to apply?

Start your application for Business/Commerce, General at University of Hawaii Maui College.

Apply to University of Hawaii Maui College

Explore More

Other Degrees at University of Hawaii Maui College

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.