ROI Major

Biological and Physical Sciences at Southwestern Illinois College

IL · Associate's Degree · CIP 30.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Biological and Physical Sciences degree from Southwestern Illinois College earn a median salary of $47,677 within five years of graduation. Adjusted for the cost of living in IL, this represents a national purchasing power equivalent of $51,936. The degree typically pays for itself in 13.4 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$34,338

Typical Career

$47,677

Top Performers

$64,014

Estimated break-even: 13.4 years.

Debt-to-Income Check

$318

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,973. Most students can comfortably afford about a $318 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Illinois buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 28.3%
Educational Services 9.6%
Professional, Scientific & Technical Services 8.9%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$51,936

Nominal: $47,677 in Illinois (COL 91.8% of national avg) · 8.9% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

13.4 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $20,007 $27,132 $38,844
5 Years After Graduation $34,338 $47,677 $64,014
10 Years After Graduation $45,317 $61,303 $84,890

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $47,677 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in IL, which has a cost-of-living index of 91.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $47,677 × (1.0 ÷ 0.9180) = $51,936 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates in Biological and Physical Sciences from Southwestern Illinois College experience a significant earnings trajectory over time. One year after graduation, median earnings stand at $27,132, which increases to $47,677 after five years and reaches $61,303 after a decade. When adjusted for purchasing power, the five-year salary equivalent nationally is approximately $51,935.73, indicating that graduates' earnings are competitive when considering cost of living differences, particularly in Illinois, where the cost of living index is lower than the national average.

The primary industries that graduates enter include Health Care & Social Assistance, which accounts for 28.3% of employment, followed closely by another segment of Health Care & Social Assistance at 26.0%, and Construction at 21.5%. Given the estimated break-even point of approximately 13.4 years compared to a high-school-only path, the return on investment for pursuing a degree in Biological and Physical Sciences appears favorable, particularly for those entering high-demand sectors such as healthcare.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.