ROI Major

Human Development, Family Studies, and Related Services at Southwestern Illinois College

IL · Associate's Degree · CIP 19.07

Apply Now Data: 2026 release

Executive Summary

Graduates with a Human Development, Family Studies, and Related Services degree from Southwestern Illinois College earn a median salary of $30,241 within five years of graduation. Adjusted for the cost of living in IL, this represents a national purchasing power equivalent of $32,942. The degree typically pays for itself in over 10 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$24,310

Typical Career

$30,241

Top Performers

$38,311

Break-even is not clear from the available earnings data.

Debt-to-Income Check

$202

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $2,520. Most students can comfortably afford about a $202 monthly loan payment with this degree.

Comparison Bench

This degree earns 0.8x more than the average US high school graduate and 0.4x more than the average college graduate.

Purchasing Power Context

A dollar in Illinois buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 28.3%
Educational Services 9.6%
Professional, Scientific & Technical Services 8.9%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$32,942

Nominal: $30,241 in Illinois (COL 91.8% of national avg) · 8.9% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

>10 years (extrapolated) to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $20,705 $25,546 $31,141
5 Years After Graduation $24,310 $30,241 $38,311
10 Years After Graduation $26,055 $33,519 $43,143

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $30,241 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in IL, which has a cost-of-living index of 91.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $30,241 × (1.0 ÷ 0.9180) = $32,942 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates in Human Development, Family Studies, and Related Services from Southwestern Illinois College can expect a gradual increase in earnings over time. The median earnings one year after graduation stand at $25,540, which rises to $27,937 after five years and reaches $31,206 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $30,432.46, indicating that while initial earnings are relatively modest, there is potential for growth that may be influenced by regional cost of living factors.

The primary industries that graduates enter include Health Care & Social Assistance, which accounts for 28.3% of employment, followed closely by another 26.0% in the same sector, and 21.5% in Construction. Given the estimated break-even point of more than ten years compared to a high school-only path, the return on investment for this degree may be limited in the short term. However, the strong presence in health-related fields suggests stable job opportunities, which could enhance long-term career prospects and earnings potential.

Compare with Another School

See how the Human Development, Family Studies, and Related Services degree at Southwestern Illinois College stacks up against another institution side-by-side.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.