ROI Major

Liberal Arts and Sciences, General Studies and Humanities at Montana State University - Billings

MT · Bachelor's Degree · CIP 24.01

Data: 2026 release

Executive Summary

Graduates with a Liberal Arts and Sciences, General Studies and Humanities degree from Montana State University - Billings earn a median salary of $55,644 within five years of graduation. Adjusted for the cost of living in MT, this represents a national purchasing power equivalent of $53,452. The degree typically pays for itself in 9.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$40,812

Typical Career

$55,644

Top Performers

$78,461

Estimated break-even: 9.6 years.

Debt-to-Income Check

$371

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,637. Most students can comfortably afford about a $371 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Montana buys what costs $1.04 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 25.1%
Health Care & Social Assistance 20.3%
Public Administration 9.5%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$53,452

Nominal: $55,644 in Montana (COL 104.1% of national avg) · 3.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

9.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $30,390 $42,790 $61,988
5 Years After Graduation $40,812 $55,644 $78,461
10 Years After Graduation $44,478 $65,534 $92,343

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $55,644 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MT, which has a cost-of-living index of 104.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $55,644 × (1.0 ÷ 1.0410) = $53,452 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Liberal Arts and Sciences, General Studies and Humanities from Montana State University - Billings experience a positive earnings trajectory. The median earnings one year after graduation stand at $42,790, which increases to $55,644 after five years and reaches $65,534 after ten years. When adjusted for purchasing power, the five-year salary aligns closely with the national equivalent at $53,452.45, indicating that while graduates may face a slightly higher cost of living in Montana, their earnings remain competitive.

The top industries for graduates include Educational Services (25.1%), Health Care & Social Assistance (20.3%), and Public Administration (9.5%). Given the estimated break-even point of approximately 9.6 years compared to a high-school-only path, the return on investment for this degree appears reasonable. Graduates can expect to find diverse career opportunities, particularly in sectors that emphasize critical thinking and communication skills, which are hallmarks of a liberal arts education.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Liberal Arts and Sciences, General Studies and Humanities degree at Montana State University - Billings stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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