ROI Major

Special Education and Teaching at Montana State University - Billings

MT · Bachelor's Degree · CIP 13.10

Data: 2026 release

Executive Summary

Graduates with a Special Education and Teaching degree from Montana State University - Billings earn a median salary of $49,654 within five years of graduation. Adjusted for the cost of living in MT, this represents a national purchasing power equivalent of $47,698. The degree typically pays for itself in 12.3 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$42,484

Typical Career

$49,654

Top Performers

$58,231

Estimated break-even: 12.3 years.

Debt-to-Income Check

$331

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,138. Most students can comfortably afford about a $331 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Montana buys what costs $1.04 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 25.1%
Health Care & Social Assistance 20.3%
Public Administration 9.5%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$47,698

Nominal: $49,654 in Montana (COL 104.1% of national avg) · 3.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

12.3 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $27,956 $37,018 $44,778
5 Years After Graduation $42,484 $49,654 $58,231
10 Years After Graduation $50,060 $59,848 $71,108

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $49,654 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MT, which has a cost-of-living index of 104.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $49,654 × (1.0 ÷ 1.0410) = $47,698 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Special Education and Teaching program at Montana State University - Billings can expect a steady earnings trajectory. The median earnings one year after graduation stand at $37,018, which increases to $49,654 after five years and reaches $59,848 after ten years. When adjusted for purchasing power, the median earnings five years post-graduation equate to approximately $47,698.37 nationally, indicating that while initial earnings may be modest, there is significant potential for growth over time.

The top industries for graduates include Educational Services (25.1%), Health Care & Social Assistance (20.3%), and Public Administration (9.5%). The estimated break-even point compared to a high-school-only path is approximately 12.3 years, suggesting that while the initial investment in education may take time to pay off, the long-term benefits in terms of career opportunities and salary growth are substantial. Overall, pursuing a degree in Special Education and Teaching at this institution presents a viable return on investment for those committed to the field.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Special Education and Teaching degree at Montana State University - Billings stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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