ROI Major

Fine and Studio Arts at Montana State University - Billings

MT · Bachelor's Degree · CIP 50.07

Data: 2026 release

Executive Summary

Graduates with a Fine and Studio Arts degree from Montana State University - Billings earn a median salary of $38,107 within five years of graduation. Adjusted for the cost of living in MT, this represents a national purchasing power equivalent of $36,606. The degree typically pays for itself in 37.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$27,929

Typical Career

$38,107

Top Performers

$50,710

Estimated break-even: 37.8 years.

Debt-to-Income Check

$254

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,176. Most students can comfortably afford about a $254 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Montana buys what costs $1.04 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 25.1%
Health Care & Social Assistance 20.3%
Public Administration 9.5%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$36,606

Nominal: $38,107 in Montana (COL 104.1% of national avg) · 3.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

37.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $21,544 $27,394 $34,057
5 Years After Graduation $27,929 $38,107 $50,710
10 Years After Graduation $31,905 $44,849 $70,298

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $38,107 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MT, which has a cost-of-living index of 104.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $38,107 × (1.0 ÷ 1.0410) = $36,606 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Fine and Studio Arts program at Montana State University - Billings experience a gradual increase in earnings over time. The median earnings one year after graduation stand at $27,394, rising to $38,107 five years post-graduation, and reaching $44,849 after ten years. When adjusted for purchasing power, the median five-year salary aligns closely with the national equivalent at approximately $36,606.15, indicating that while initial earnings may be modest, there is potential for growth over the long term, albeit with a cost of living index slightly higher than the national average.

The top industries for graduates reveal a significant presence in Educational Services (25.1%), Health Care & Social Assistance (20.3%), and Public Administration (9.5%). This distribution suggests that Fine and Studio Arts graduates often find roles that may not directly correlate with their field of study but still leverage their creative skills. The estimated break-even point of approximately 37.8 years compared to a high-school-only path indicates a long-term investment in education, with potential for a positive return on investment if graduates can navigate their careers effectively in these sectors.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Fine and Studio Arts degree at Montana State University - Billings stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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