ROI Major

Psychology, General at Westfield State University

MA · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from Westfield State University earn a median salary of $53,515 within five years of graduation. Adjusted for the cost of living in MA, this represents a national purchasing power equivalent of $36,110. The degree typically pays for itself in 10.4 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$40,816

Typical Career

$53,515

Top Performers

$68,420

Estimated break-even: 10.4 years.

Debt-to-Income Check

$357

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,460. Most students can comfortably afford about a $357 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Massachusetts buys what costs $1.48 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 23.4%
Health Care & Social Assistance 18.9%
Public Administration 10.3%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$36,110

Nominal: $53,515 in Massachusetts (COL 148.2% of national avg) · 32.5% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

10.4 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $27,372 $36,425 $45,609
5 Years After Graduation $40,816 $53,515 $68,420
10 Years After Graduation $49,073 $66,514 $82,579

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $53,515 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MA, which has a cost-of-living index of 148.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $53,515 × (1.0 ÷ 1.4820) = $36,110 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology, General from Westfield State University can expect a positive earnings trajectory. Median earnings one year after graduation stand at $36,425, which increases to $53,515 five years post-graduation and reaches $66,514 by the ten-year mark. However, when considering the cost of living in Massachusetts, where the cost of living index is 1.482, the purchasing-power-adjusted salary five years after graduation is approximately $36,109.99, indicating that while earnings grow, the local cost of living may impact the real value of these salaries.

The top industries for graduates are Educational Services (23.4%), Health Care & Social Assistance (18.9%), and Public Administration (10.3%), reflecting a strong alignment with the skills acquired during their studies. The estimated break-even point compared to a high-school-only path is approximately 10.4 years, suggesting that while the degree may take time to yield a financial advantage, it ultimately provides a pathway to diverse career opportunities. Overall, the return on investment for a Psychology degree from Westfield State University appears favorable, particularly for those committed to entering fields aligned with their education.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at Westfield State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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