ROI Major

Mathematics at Westfield State University

MA · Bachelor's Degree · CIP 27.01

Data: 2026 release

Executive Summary

Graduates with a Mathematics degree from Westfield State University earn a median salary of $67,502 within five years of graduation. Adjusted for the cost of living in MA, this represents a national purchasing power equivalent of $45,548. The degree typically pays for itself in 6.8 years.

Quick Insights

Solid Investment

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$55,935

Typical Career

$67,502

Top Performers

$80,792

Estimated break-even: 6.8 years.

Debt-to-Income Check

$450

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,625. Most students can comfortably afford about a $450 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.7x more than the average US high school graduate and 0.9x more than the average college graduate.

Purchasing Power Context

A dollar in Massachusetts buys what costs $1.48 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 23.4%
Health Care & Social Assistance 18.9%
Public Administration 10.3%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$45,548

Nominal: $67,502 in Massachusetts (COL 148.2% of national avg) · 32.5% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

6.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $32,839 $48,213 $57,111
5 Years After Graduation $55,935 $67,502 $80,792
10 Years After Graduation $67,174 $83,018 $99,192

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $67,502 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MA, which has a cost-of-living index of 148.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $67,502 × (1.0 ÷ 1.4820) = $45,548 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a Mathematics degree from Westfield State University experience a positive earnings trajectory, with median earnings of $48,213 one year after graduation, rising to $67,502 after five years, and reaching $83,018 after ten years. However, when adjusted for purchasing power, the five-year salary equates to $45,547.91 nationally, reflecting the higher cost of living in Massachusetts, where the cost of living index is 1.482 compared to the national average of 1.0. This indicates that while initial earnings may seem competitive, the purchasing power may be less favorable in the long term.

The top industries for Mathematics graduates include Educational Services (23.4%), Health Care & Social Assistance (18.9%), and Public Administration (10.3%), suggesting a diverse range of career opportunities. With an estimated break-even point of approximately 6.8 years compared to a high-school-only path, the investment in a Mathematics degree can yield significant returns over time. Overall, while the degree offers a solid foundation for various career paths, prospective students should weigh the higher cost of living in Massachusetts against their potential earnings and career aspirations.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Mathematics degree at Westfield State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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