ROI Major

Mathematics at University of North Carolina - Charlotte

NC · Bachelor's Degree · CIP 27.01

Data: 2026 release

Executive Summary

Graduates with a Mathematics degree from University of North Carolina - Charlotte earn a median salary of $63,753 within five years of graduation. Adjusted for the cost of living in NC, this represents a national purchasing power equivalent of $65,187. The degree typically pays for itself in 7.4 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$47,422

Typical Career

$63,753

Top Performers

$91,947

Estimated break-even: 7.4 years.

Debt-to-Income Check

$425

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,313. Most students can comfortably afford about a $425 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.6x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in North Carolina buys what costs $0.98 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Educational Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 14.0%
Professional, Scientific & Technical Services 13.9%
Educational Services 12.7%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$65,187

Nominal: $63,753 in North Carolina (COL 97.8% of national avg) · 2.2% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

7.4 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $33,075 $45,948 $60,436
5 Years After Graduation $47,422 $63,753 $91,947
10 Years After Graduation $58,750 $81,329 $121,460

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $63,753 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NC, which has a cost-of-living index of 97.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $63,753 × (1.0 ÷ 0.9780) = $65,187 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a Mathematics degree from the University of North Carolina - Charlotte experience a positive earnings trajectory. The median earnings one year after graduation stand at $45,948, which increases to $63,753 after five years and reaches $81,329 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $65,187.12, indicating that graduates maintain competitive earnings relative to national standards despite the lower cost of living in North Carolina.

The top industries for Mathematics graduates include Health Care & Social Assistance (14.0%), Professional, Scientific & Technical Services (13.9%), and Educational Services (12.7%). The estimated break-even point for pursuing a degree versus a high-school-only path is approximately 7.4 years, suggesting a reasonable return on investment for students. Overall, the data indicates that a Mathematics degree from this institution can lead to solid career opportunities and financial benefits over time.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Mathematics degree at University of North Carolina - Charlotte stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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