ROI Major

Philosophy at University of Missouri - Saint Louis

MO · Bachelor's Degree · CIP 38.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Philosophy degree from University of Missouri - Saint Louis earn a median salary of $49,659 within five years of graduation. Adjusted for the cost of living in MO, this represents a national purchasing power equivalent of $55,672. The degree typically pays for itself in 12.3 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$32,231

Typical Career

$49,659

Top Performers

$77,901

Estimated break-even: 12.3 years.

Debt-to-Income Check

$331

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,138. Most students can comfortably afford about a $331 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Missouri buys what costs $0.89 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 20.9%
Educational Services 14.3%
Professional, Scientific & Technical Services 9.7%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$55,672

Nominal: $49,659 in Missouri (COL 89.2% of national avg) · 12.1% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

12.3 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $26,890 $34,531 $54,051
5 Years After Graduation $32,231 $49,659 $77,901
10 Years After Graduation $42,505 $60,837 $76,015

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $49,659 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MO, which has a cost-of-living index of 89.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $49,659 × (1.0 ÷ 0.8920) = $55,672 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Philosophy from the University of Missouri - Saint Louis experience a steady earnings trajectory. One year after graduation, median earnings are reported at $34,531, increasing to $49,659 five years later, and reaching $60,837 a decade post-graduation. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $55,671.52, indicating that graduates may enjoy a competitive salary relative to their peers in other regions, despite the lower cost of living in Missouri (COL index: 0.892).

The top industries for Philosophy graduates include Health Care & Social Assistance (20.9%), Educational Services (14.3%), and Professional, Scientific & Technical Services (9.7%). The estimated break-even point for graduates compared to those with only a high school diploma is approximately 12.3 years, suggesting a moderate return on investment over time. Overall, while the initial earnings may be lower than some other fields, the long-term financial benefits and diverse career opportunities can make a Philosophy degree a viable option for students.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Philosophy degree at University of Missouri - Saint Louis stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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