ROI Major

Computer Science at University of Massachusetts - Lowell

MA · Bachelor's Degree · CIP 11.07

Data: 2026 release

Executive Summary

Graduates with a Computer Science degree from University of Massachusetts - Lowell earn a median salary of $122,526 within five years of graduation. Adjusted for the cost of living in MA, this represents a national purchasing power equivalent of $82,676. The degree typically pays for itself in 2.7 years.

Quick Insights

Financial Home Run

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$94,313

Typical Career

$122,526

Top Performers

$154,979

Estimated to break even in under 3 years.

Debt-to-Income Check

$817

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $10,211. Most students can comfortably afford about a $817 monthly loan payment with this degree.

Comparison Bench

This degree earns 3.2x more than the average US high school graduate and 1.6x more than the average college graduate.

Purchasing Power Context

A dollar in Massachusetts buys what costs $1.48 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Professional, Scientific & Technical Services, Health Care & Social Assistance, Manufacturing.

Where Bachelor's Graduates from This School Work

Professional, Scientific & Technical Services 19.1%
Health Care & Social Assistance 17.8%
Manufacturing 12.8%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$82,676

Nominal: $122,526 in Massachusetts (COL 148.2% of national avg) · 32.5% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

2.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $69,154 $87,189 $101,595
5 Years After Graduation $94,313 $122,526 $154,979
10 Years After Graduation $125,738 $167,255 $243,901

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $122,526 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MA, which has a cost-of-living index of 148.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $122,526 × (1.0 ÷ 1.4820) = $82,676 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Computer Science program at the University of Massachusetts - Lowell experience a significant earnings trajectory. The median earnings one year after graduation stand at $87,189, which increases to $122,526 five years post-graduation and reaches $167,255 after ten years. When adjusted for purchasing power, the median earnings five years after graduation equate to approximately $82,676.11 nationally, indicating a competitive salary relative to the cost of living in Massachusetts, which has a cost-of-living index of 1.482 compared to the national average of 1.0.

The top industries that UMass Lowell Computer Science graduates enter include Professional, Scientific & Technical Services (19.1%), Health Care & Social Assistance (17.8%), and Manufacturing (12.8%). With an estimated break-even point of approximately 2.7 years compared to a high-school-only path, the return on investment for pursuing a degree in Computer Science at this institution appears favorable. The combination of strong earning potential and diverse employment opportunities suggests that this degree can provide a solid foundation for a successful career.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Computer Science degree at University of Massachusetts - Lowell stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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