ROI Major

Fine and Studio Arts at University of Massachusetts at Boston

MA · Bachelor's Degree · CIP 50.07

Apply Now Data: 2026 release

Executive Summary

Graduates with a Fine and Studio Arts degree from University of Massachusetts at Boston earn a median salary of $52,920 within five years of graduation. Adjusted for the cost of living in MA, this represents a national purchasing power equivalent of $35,709. The degree typically pays for itself in 10.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$36,766

Typical Career

$52,920

Top Performers

$78,320

Estimated break-even: 10.6 years.

Debt-to-Income Check

$353

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,410. Most students can comfortably afford about a $353 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Massachusetts buys what costs $1.48 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Educational Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 34.3%
Professional, Scientific & Technical Services 11.5%
Educational Services 10.7%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$35,709

Nominal: $52,920 in Massachusetts (COL 148.2% of national avg) · 32.5% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

10.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $25,157 $36,412 $52,636
5 Years After Graduation $36,766 $52,920 $78,320
10 Years After Graduation $46,606 $65,986 $89,353

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $52,920 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MA, which has a cost-of-living index of 148.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $52,920 × (1.0 ÷ 1.4820) = $35,709 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Fine and Studio Arts program at the University of Massachusetts at Boston experience a notable earnings trajectory. One year after graduation, median earnings stand at $36,412, increasing to $52,920 after five years and reaching $65,986 after ten years. However, when adjusted for purchasing power, the five-year salary reflects a national equivalent of $35,708.50, indicating that while earnings grow, the cost of living in Massachusetts may impact the real value of those earnings over time.

The top industries for graduates include Health Care & Social Assistance (34.3%), Professional, Scientific & Technical Services (11.5%), and Educational Services (10.7%). The estimated break-even point compared to a high-school-only path is approximately 10.6 years, suggesting that while the investment in a degree may take over a decade to recoup, the diverse career opportunities in growing sectors could provide a solid return on investment in the long run.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.