ROI Major

Psychology, General at State University of New York at Buffalo

NY · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from State University of New York at Buffalo earn a median salary of $54,743 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $41,472. The degree typically pays for itself in 9.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$40,137

Typical Career

$54,743

Top Performers

$73,081

Estimated break-even: 9.8 years.

Debt-to-Income Check

$365

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,562. Most students can comfortably afford about a $365 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Educational Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 18.6%
Professional, Scientific & Technical Services 17.5%
Educational Services 10.4%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$41,472

Nominal: $54,743 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

9.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,367 $33,287 $44,478
5 Years After Graduation $40,137 $54,743 $73,081
10 Years After Graduation $53,362 $73,341 $100,808

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $54,743 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $54,743 × (1.0 ÷ 1.3200) = $41,472 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology from the State University of New York at Buffalo experience a positive earnings trajectory. The median earnings one year after graduation stand at $33,287, which increases to $54,743 five years post-graduation and reaches $73,341 ten years later. However, when adjusted for purchasing power, the median earnings five years after graduation equate to approximately $41,471.97 on a national scale, indicating that while salaries rise, the cost of living in New York may impact the real value of these earnings.

The top industries for graduates include Health Care & Social Assistance (18.6%), Professional, Scientific & Technical Services (17.5%), and Educational Services (10.4%). The estimated break-even point compared to a high-school-only path is approximately 9.8 years, suggesting that while the degree can lead to higher earnings, the return on investment may take nearly a decade to materialize. Overall, students should weigh these factors carefully when considering their long-term career prospects in psychology.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at State University of New York at Buffalo stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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