Business/Commerce, General at Southwest Virginia Community College
VA · Associate's Degree · CIP 52.01
Executive Summary
Graduates with a Business/Commerce, General degree from Southwest Virginia Community College earn a median salary of $38,050 within five years of graduation. Adjusted for the cost of living in VA, this represents a national purchasing power equivalent of $37,122. The degree typically pays for itself in 35.2 years.
Quick Insights
How this degree looks at a glance
A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.
Salary Ranges
Starting Range
$27,959
Typical Career
$38,050
Top Performers
$50,881
Estimated break-even: 35.2 years.
Debt-to-Income Check
$254
Estimated comfortable monthly loan payment
Typical monthly pay is approximately $3,171. Most students can comfortably afford about a $254 monthly loan payment with this degree.
Comparison Bench
This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.
Purchasing Power Context
A dollar in Virginia buys what costs $1.03 nationally.
Industry Breadcrumbs
Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Retail Trade.
Where Associate's Graduates from This School Work
Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.
5-Year Median Salary — National Purchasing Power Equivalent
$37,122
Nominal: $38,050 in Virginia (COL 102.5% of national avg) · 2.4% lower purchasing power
10-Year Earnings Curve
Break-Even Timeline
How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).
Total Investment
$155,168
4yr tuition + 4yr opportunity cost
HS Graduate Baseline
$38,792/yr
BLS 2023 median, HS diploma
View Raw Data: Median Earnings by Year
| Timeframe | 25th Pct. | Median (50th) | 75th Pct. |
|---|---|---|---|
| 1 Year After Graduation | $25,889 | $32,743 | $54,051 |
| 5 Years After Graduation | $27,959 | $38,050 | $50,881 |
| 10 Years After Graduation | $35,604 | $44,939 | $64,402 |
Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).
How We Calculate Purchasing Power
The median salary of $38,050 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in VA, which has a cost-of-living index of 102.5% of the national average.
Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $38,050 × (1.0 ÷ 1.0250)
= $37,122 National Average equivalent.
COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →
Career Verdict
The primary industries that graduates enter are predominantly within Health Care & Social Assistance, with 38.7%, 32.8%, and 19.8% of graduates finding employment in this sector. Given the estimated break-even point of approximately 35.2 years compared to a high-school-only path, the return on investment for this degree may be considered moderate. While the earnings trajectory shows potential growth, the lengthy break-even period suggests that students should weigh their options carefully before committing to this educational path.
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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.