ROI Major

Psychology, General at Empire State University

NY · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from Empire State University earn a median salary of $54,781 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $41,501. The degree typically pays for itself in 10.1 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$39,642

Typical Career

$54,781

Top Performers

$72,905

Estimated break-even: 10.1 years.

Debt-to-Income Check

$365

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,565. Most students can comfortably afford about a $365 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Public Administration.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 24.3%
Educational Services 16.3%
Public Administration 14.6%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$41,501

Nominal: $54,781 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

10.1 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $31,418 $44,726 $61,162
5 Years After Graduation $39,642 $54,781 $72,905
10 Years After Graduation $43,926 $61,072 $82,707

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $54,781 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $54,781 × (1.0 ÷ 1.3200) = $41,501 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology, General from Empire State University can expect a steady increase in earnings over time. The median earnings one year after graduation stand at $44,726, rising to $54,781 five years later, and reaching $61,072 a decade post-graduation. However, when adjusted for purchasing power, the five-year salary equates to approximately $41,500.76 nationally, indicating that while earnings grow, the cost of living in New York (COL index: 1.32) may impact real income levels compared to other regions.

The top industries for graduates include Health Care & Social Assistance (24.3%), Educational Services (16.3%), and Public Administration (14.6%). Considering the estimated break-even point of approximately 10.1 years compared to a high-school-only path, the return on investment for a degree in Psychology, General is moderate. While the degree offers access to diverse career opportunities, prospective students should weigh the financial implications against the higher cost of living in New York.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at Empire State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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