ROI Major

Finance and Financial Management Services at Charleston Southern University

SC · Bachelor's Degree · CIP 52.08

Data: 2026 release

Executive Summary

Graduates with a Finance and Financial Management Services degree from Charleston Southern University earn a median salary of $52,165 within five years of graduation. Adjusted for the cost of living in SC, this represents a national purchasing power equivalent of $54,795. The degree typically pays for itself in 9.9 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$34,211

Typical Career

$52,165

Top Performers

$80,163

Estimated break-even: 9.9 years.

Debt-to-Income Check

$348

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,347. Most students can comfortably afford about a $348 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in South Carolina buys what costs $0.95 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Public Administration.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 22.0%
Educational Services 19.6%
Public Administration 10.4%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$54,795

Nominal: $52,165 in South Carolina (COL 95.2% of national avg) · 5% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

9.9 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $35,253 $44,737 $62,181
5 Years After Graduation $34,211 $52,165 $80,163
10 Years After Graduation $50,311 $65,986 $89,880

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $52,165 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in SC, which has a cost-of-living index of 95.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $52,165 × (1.0 ÷ 0.9520) = $54,795 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Finance and Financial Management Services program at Charleston Southern University experience a positive earnings trajectory. One year after graduation, median earnings stand at $44,737.00, which increases to $52,165.00 after five years and reaches $65,986.00 a decade post-graduation. When adjusted for purchasing power, the five-year salary aligns closely with the national equivalent at $54,795.17, indicating that graduates maintain a competitive financial standing relative to their peers across the country, despite the cost of living index in South Carolina being slightly lower than the national average.

The program's graduates predominantly enter sectors such as Health Care & Social Assistance (22.0%), Educational Services (19.6%), and Public Administration (10.4%), reflecting a diverse range of opportunities. The estimated break-even point compared to a high-school-only path is approximately 9.9 years, suggesting a reasonable return on investment for those pursuing this degree. Overall, the combination of solid earnings growth and varied industry entry points presents a favorable outlook for students considering this field.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Finance and Financial Management Services degree at Charleston Southern University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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