ROI Major

Liberal Arts and Sciences, General Studies and Humanities at Central Lakes College

MN · Associate's Degree · CIP 24.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Liberal Arts and Sciences, General Studies and Humanities degree from Central Lakes College earn a median salary of $45,482 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $48,334. The degree typically pays for itself in 14 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$32,574

Typical Career

$45,482

Top Performers

$61,709

Estimated break-even: 14 years.

Debt-to-Income Check

$303

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,790. Most students can comfortably afford about a $303 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Public Administration, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 36.9%
Public Administration 9.5%
Retail Trade 8.7%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$48,334

Nominal: $45,482 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

14 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $21,785 $30,173 $45,168
5 Years After Graduation $32,574 $45,482 $61,709
10 Years After Graduation $43,689 $59,848 $76,792

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $45,482 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $45,482 × (1.0 ÷ 0.9410) = $48,334 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates of the Liberal Arts and Sciences, General Studies and Humanities program at Central Lakes College experience a steady earnings trajectory. One year after graduation, median earnings stand at $30,173, increasing to $45,482 after five years, and reaching $59,848 after ten years. When adjusted for purchasing power, the five-year salary aligns closely with the national average at $48,333.69, indicating that graduates maintain a competitive financial standing relative to their peers across the country.

The majority of graduates enter the Health Care & Social Assistance sector, with 56.1% of them working in this field shortly after graduation. This trend continues, with 36.9% and 16.6% of graduates remaining in the same industry five and ten years post-graduation, respectively. Given the estimated break-even point of approximately 14 years compared to a high-school-only path, the return on investment for this degree may take time to realize. However, the strong presence in a growing industry suggests a stable career outlook for graduates.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.