ROI Major

Business Administration and Management at Central Lakes College

MN · Associate's Degree · CIP 52.02

Apply Now Data: 2026 release

Executive Summary

Graduates with a Business Administration and Management degree from Central Lakes College earn a median salary of $40,342 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $42,871. The degree typically pays for itself in 19 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$31,660

Typical Career

$40,342

Top Performers

$55,355

Estimated break-even: 19 years.

Debt-to-Income Check

$269

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,362. Most students can comfortably afford about a $269 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Public Administration, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 36.9%
Public Administration 9.5%
Retail Trade 8.7%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$42,871

Nominal: $40,342 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

19 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,081 $32,775 $42,808
5 Years After Graduation $31,660 $40,342 $55,355
10 Years After Graduation $40,536 $52,435 $72,156

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $40,342 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $40,342 × (1.0 ÷ 0.9410) = $42,871 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates of the Business Administration and Management program at Central Lakes College can expect a steady increase in earnings over time. The median earnings one year after graduation stand at $32,775, which rises to $40,342 five years post-graduation and reaches $52,435 after ten years. When adjusted for purchasing power, the five-year salary equivalent nationally is approximately $42,871.41, indicating a competitive earning potential relative to the national average, especially considering Minnesota's cost of living index of 0.941.

A significant portion of graduates enter the Health Care & Social Assistance sectors, with 56.1% in the first year, 36.9% after five years, and 16.6% after ten years. This concentration suggests a strong alignment between the program and job opportunities in these industries. However, the estimated break-even point compared to a high-school-only path is approximately 19 years, indicating that while there is potential for higher earnings, the return on investment may take considerable time to realize.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.