ROI Major

Biological and Physical Sciences at Black Hawk College

IL · Associate's Degree · CIP 30.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Biological and Physical Sciences degree from Black Hawk College earn a median salary of $49,594 within five years of graduation. Adjusted for the cost of living in IL, this represents a national purchasing power equivalent of $54,024. The degree typically pays for itself in 13.1 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$34,840

Typical Career

$49,594

Top Performers

$68,012

Estimated break-even: 13.1 years.

Debt-to-Income Check

$331

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,133. Most students can comfortably afford about a $331 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Illinois buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 28.4%
Educational Services 10.3%
Retail Trade 8.7%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$54,024

Nominal: $49,594 in Illinois (COL 91.8% of national avg) · 8.9% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

13.1 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $19,774 $27,670 $39,904
5 Years After Graduation $34,840 $49,594 $68,012
10 Years After Graduation $42,696 $60,771 $89,353

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $49,594 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in IL, which has a cost-of-living index of 91.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $49,594 × (1.0 ÷ 0.9180) = $54,024 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates in Biological and Physical Sciences from Black Hawk College experience a positive earnings trajectory over time. The median earnings one year after graduation stand at $27,670, which increases to $49,594 after five years and reaches $60,771 after ten years. When adjusted for purchasing power, the five-year salary reflects a national equivalent of $54,023.97, indicating that graduates can expect their earnings to maintain a competitive edge relative to the national average despite the cost of living index in Illinois being slightly lower than the national average.

The majority of graduates enter the Health Care & Social Assistance sector, with 48.3% in the field, followed by 28.4% and 24.8% in similar roles, highlighting a strong demand for professionals in this industry. The estimated break-even point compared to a high-school-only path is approximately 13.1 years, suggesting that while the initial earnings may be modest, the long-term return on investment is favorable for those pursuing this educational path. Overall, the career prospects and financial growth potential in this field appear solid for graduates.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.