ROI Major

Psychology, General at Wharton County Junior College

TX · Associate's Degree · CIP 42.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from Wharton County Junior College earn a median salary of $40,793 within five years of graduation. Adjusted for the cost of living in TX, this represents a national purchasing power equivalent of $44,292. The degree typically pays for itself in 15.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$33,005

Typical Career

$40,793

Top Performers

$54,286

Estimated break-even: 15.6 years.

Debt-to-Income Check

$272

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,399. Most students can comfortably afford about a $272 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.1x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Texas buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Manufacturing.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 32.9%
Educational Services 12.6%
Manufacturing 8.8%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$44,292

Nominal: $40,793 in Texas (COL 92.1% of national avg) · 8.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

15.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $20,121 $26,543 $33,372
5 Years After Graduation $33,005 $40,793 $54,286
10 Years After Graduation $46,207 $59,353 $71,555

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $40,793 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in TX, which has a cost-of-living index of 92.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $40,793 × (1.0 ÷ 0.9210) = $44,292 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Psychology, General program at Wharton County Junior College can expect a positive earnings trajectory over time. The median earnings one year after graduation stand at $26,543, which increases to $40,793 after five years and reaches $59,353 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $44,292.07, indicating that graduates maintain a competitive edge in terms of real income relative to national averages.

The primary industries that graduates enter include Health Care & Social Assistance, which accounts for 32.9% of placements, and Public Administration, comprising 20.6%. The estimated break-even point for graduates compared to those with only a high school diploma is approximately 15.6 years. This suggests that while the initial investment in education may take time to recoup, the long-term benefits in terms of career opportunities and salary potential are significant, particularly in the growing health care sector.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.