ROI Major

Liberal Arts and Sciences, General Studies and Humanities at University of Southern Maine

ME · Bachelor's Degree · CIP 24.01

Data: 2026 release

Executive Summary

Graduates with a Liberal Arts and Sciences, General Studies and Humanities degree from University of Southern Maine earn a median salary of $45,551 within five years of graduation. Adjusted for the cost of living in ME, this represents a national purchasing power equivalent of $40,027. The degree typically pays for itself in 15.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$33,632

Typical Career

$45,551

Top Performers

$58,160

Estimated break-even: 15.8 years.

Debt-to-Income Check

$304

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,796. Most students can comfortably afford about a $304 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Maine buys what costs $1.14 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Finance & Insurance.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 29.2%
Educational Services 13.7%
Finance & Insurance 9.0%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$40,027

Nominal: $45,551 in Maine (COL 113.8% of national avg) · 12.1% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

15.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $23,978 $32,691 $42,605
5 Years After Graduation $33,632 $45,551 $58,160
10 Years After Graduation $41,985 $54,788 $73,089

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $45,551 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in ME, which has a cost-of-living index of 113.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $45,551 × (1.0 ÷ 1.1380) = $40,027 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Liberal Arts and Sciences, General Studies and Humanities program at the University of Southern Maine experience a gradual increase in median earnings over time. One year after graduation, the median earnings stand at $32,691, which rises to $45,551 after five years and reaches $54,788 after ten years. When adjusted for purchasing power, the five-year salary reflects a national equivalent of $40,027.24, indicating that while initial earnings may be lower, they can improve significantly with experience, although the cost of living in Maine is higher than the national average.

The top industries for graduates include Health Care & Social Assistance (29.2%), Educational Services (13.7%), and Finance & Insurance (9.0%), suggesting a diverse range of career opportunities. However, the estimated break-even point compared to a high-school-only path is approximately 15.8 years, which may indicate a longer return on investment for students. Overall, while the program offers valuable skills applicable in various sectors, prospective students should weigh the time and financial commitment against potential earnings and job market conditions.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Liberal Arts and Sciences, General Studies and Humanities degree at University of Southern Maine stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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