ROI Major

Fine and Studio Arts at University of Southern Maine

ME · Bachelor's Degree · CIP 50.07

Data: 2026 release

Executive Summary

Graduates with a Fine and Studio Arts degree from University of Southern Maine earn a median salary of $40,773 within five years of graduation. Adjusted for the cost of living in ME, this represents a national purchasing power equivalent of $35,829. The degree typically pays for itself in 26.5 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$30,039

Typical Career

$40,773

Top Performers

$52,224

Estimated break-even: 26.5 years.

Debt-to-Income Check

$272

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,398. Most students can comfortably afford about a $272 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.1x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Maine buys what costs $1.14 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Finance & Insurance.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 29.2%
Educational Services 13.7%
Finance & Insurance 9.0%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$35,829

Nominal: $40,773 in Maine (COL 113.8% of national avg) · 12.1% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

26.5 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $23,886 $30,118 $38,697
5 Years After Graduation $30,039 $40,773 $52,224
10 Years After Graduation $33,813 $47,412 $62,189

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $40,773 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in ME, which has a cost-of-living index of 113.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $40,773 × (1.0 ÷ 1.1380) = $35,829 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Fine and Studio Arts program at the University of Southern Maine experience a gradual increase in earnings over time. One year after graduation, the median earnings stand at $30,118, which rises to $40,773 after five years and further to $47,412 after ten years. When adjusted for purchasing power, the five-year salary equates to approximately $35,828.65 nationally, indicating that while initial earnings may be modest, there is potential for growth in real terms over the long term.

In terms of employment, graduates primarily enter the Health Care & Social Assistance sector (29.2%), followed by Educational Services (13.7%) and Finance & Insurance (9.0%). The estimated break-even point for pursuing a degree versus a high-school-only path is approximately 26.5 years, suggesting a lengthy return on investment. This extended timeframe may influence students' decisions, particularly when considering the financial implications of their educational choices in relation to career outcomes.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Fine and Studio Arts degree at University of Southern Maine stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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