ROI Major

Business/Commerce, General at University of South Carolina - Lancaster

SC · Associate's Degree · CIP 52.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Business/Commerce, General degree from University of South Carolina - Lancaster earn a median salary of $41,563 within five years of graduation. Adjusted for the cost of living in SC, this represents a national purchasing power equivalent of $43,659. The degree typically pays for itself in 33.7 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$31,497

Typical Career

$41,563

Top Performers

$55,713

Estimated break-even: 33.7 years.

Debt-to-Income Check

$277

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,464. Most students can comfortably afford about a $277 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.1x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in South Carolina buys what costs $0.95 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Retail Trade, Educational Services.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 26.8%
Retail Trade 9.8%
Educational Services 8.5%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$43,659

Nominal: $41,563 in South Carolina (COL 95.2% of national avg) · 5% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

33.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $22,625 $29,685 $40,460
5 Years After Graduation $31,497 $41,563 $55,713
10 Years After Graduation $35,145 $44,978 $60,177

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $41,563 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in SC, which has a cost-of-living index of 95.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $41,563 × (1.0 ÷ 0.9520) = $43,659 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Business/Commerce program at the University of South Carolina - Lancaster experience a gradual increase in earnings over time. The median earnings one year after graduation stand at $29,685, which rises to $41,563 five years post-graduation and reaches $44,978 after ten years. When adjusted for purchasing power, the five-year salary aligns closely with the national equivalent at $43,658.61, indicating that while initial earnings may be modest, the long-term financial outlook shows potential for growth, particularly in a cost-of-living context that is slightly lower than the national average.

The primary industries that graduates enter include Health Care & Social Assistance (26.8%), Retail Trade (9.8%), and Educational Services (8.5%). This distribution suggests a strong alignment with sectors that are essential and often resilient in fluctuating economic conditions. However, the estimated break-even point of approximately 33.7 years compared to a high-school-only path indicates that while the degree can lead to higher earnings, the return on investment may take considerable time to materialize. Students should weigh these factors carefully when considering their career trajectories.

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See how the Business/Commerce, General degree at University of South Carolina - Lancaster stacks up against another institution side-by-side.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.