ROI Major

Philosophy at University of South Carolina - Columbia

SC · Bachelor's Degree · CIP 38.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Philosophy degree from University of South Carolina - Columbia earn a median salary of $49,855 within five years of graduation. Adjusted for the cost of living in SC, this represents a national purchasing power equivalent of $52,369. The degree typically pays for itself in 11.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$40,024

Typical Career

$49,855

Top Performers

$65,491

Estimated break-even: 11.6 years.

Debt-to-Income Check

$332

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,155. Most students can comfortably afford about a $332 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in South Carolina buys what costs $0.95 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Professional, Scientific & Technical Services, Health Care & Social Assistance, Educational Services.

Where Bachelor's Graduates from This School Work

Professional, Scientific & Technical Services 15.0%
Health Care & Social Assistance 14.2%
Educational Services 13.6%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$52,369

Nominal: $49,855 in South Carolina (COL 95.2% of national avg) · 5% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

11.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $22,162 $29,403 $37,592
5 Years After Graduation $40,024 $49,855 $65,491
10 Years After Graduation $52,283 $66,779 $87,772

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $49,855 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in SC, which has a cost-of-living index of 95.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $49,855 × (1.0 ÷ 0.9520) = $52,369 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for Philosophy graduates from the University of South Carolina - Columbia shows a steady increase over time. Graduates earn a median of $29,403 one year after graduation, which rises to $49,855 after five years and reaches $66,779 after ten years. When considering purchasing power, the five-year salary adjusts to approximately $52,368.70 nationally, reflecting the cost of living in South Carolina, which has a COL index of 0.952 compared to the national average of 1.0. This indicates that while initial earnings may be modest, there is potential for significant growth in real terms over time.

Philosophy graduates enter diverse fields, with the top industries being Professional, Scientific & Technical Services (15.0%), Health Care & Social Assistance (14.2%), and Educational Services (13.6%). The estimated break-even point compared to a high-school-only path is approximately 11.6 years, suggesting that while the return on investment may take over a decade to realize, the long-term benefits can be substantial. Overall, students should weigh the potential for meaningful career opportunities against the time required to achieve financial parity with non-degree holders.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Philosophy degree at University of South Carolina - Columbia stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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