ROI Major

Finance and Financial Management Services at University of South Carolina - Columbia

SC · Bachelor's Degree · CIP 52.08

Data: 2026 release

Executive Summary

Graduates with a Finance and Financial Management Services degree from University of South Carolina - Columbia earn a median salary of $83,433 within five years of graduation. Adjusted for the cost of living in SC, this represents a national purchasing power equivalent of $87,640. The degree typically pays for itself in 4.9 years.

Quick Insights

Solid Investment

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$61,896

Typical Career

$83,433

Top Performers

$113,920

Estimated break-even: 4.9 years.

Debt-to-Income Check

$556

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $6,953. Most students can comfortably afford about a $556 monthly loan payment with this degree.

Comparison Bench

This degree earns 2.2x more than the average US high school graduate and 1.1x more than the average college graduate.

Purchasing Power Context

A dollar in South Carolina buys what costs $0.95 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Professional, Scientific & Technical Services, Health Care & Social Assistance, Educational Services.

Where Bachelor's Graduates from This School Work

Professional, Scientific & Technical Services 15.0%
Health Care & Social Assistance 14.2%
Educational Services 13.6%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$87,640

Nominal: $83,433 in South Carolina (COL 95.2% of national avg) · 5% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

4.9 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $41,611 $57,135 $73,028
5 Years After Graduation $61,896 $83,433 $113,920
10 Years After Graduation $73,452 $107,890 $160,769

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $83,433 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in SC, which has a cost-of-living index of 95.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $83,433 × (1.0 ÷ 0.9520) = $87,640 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates in Finance and Financial Management Services from the University of South Carolina - Columbia experience a significant earnings trajectory. One year post-graduation, the median earnings stand at $57,135, which increases to $83,433 after five years and reaches $107,890 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $87,639.71, indicating that graduates maintain a competitive earning potential relative to their peers across the country, despite the cost of living index in South Carolina being slightly lower than the national average.

The top industries for graduates include Professional, Scientific & Technical Services (15.0%), Health Care & Social Assistance (14.2%), and Educational Services (13.6%). This diverse range of sectors suggests that graduates have ample opportunities for employment across various fields. With an estimated break-even point of approximately 4.9 years compared to a high-school-only path, the return on investment for pursuing a degree in this discipline appears favorable, making it a viable option for students considering their future career prospects.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Finance and Financial Management Services degree at University of South Carolina - Columbia stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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