ROI Major

Religion/Religious Studies at University of Saint Thomas

MN · Bachelor's Degree · CIP 38.02

Data: 2026 release

Executive Summary

Graduates with a Religion/Religious Studies degree from University of Saint Thomas earn a median salary of $48,310 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $51,339. The degree typically pays for itself in 11.2 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$36,482

Typical Career

$48,310

Top Performers

$64,029

Estimated break-even: 11.2 years.

Debt-to-Income Check

$322

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,026. Most students can comfortably afford about a $322 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Professional, Scientific & Technical Services, Finance & Insurance, Educational Services.

Where Bachelor's Graduates from This School Work

Professional, Scientific & Technical Services 16.9%
Finance & Insurance 12.6%
Educational Services 10.3%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$51,339

Nominal: $48,310 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

11.2 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $27,146 $38,795 $49,910
5 Years After Graduation $36,482 $48,310 $64,029
10 Years After Graduation $45,979 $65,458 $92,673

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $48,310 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $48,310 × (1.0 ÷ 0.9410) = $51,339 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Religion/Religious Studies from the University of Saint Thomas can expect a steady earnings trajectory. Median earnings one year after graduation stand at $38,795, increasing to $48,310 five years later and reaching $65,458 after a decade. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $51,339, indicating that graduates maintain a competitive edge in the job market despite regional cost-of-living differences, as Minnesota's cost-of-living index is 0.941 compared to the national average of 1.0.

The top industries for graduates include Professional, Scientific & Technical Services (16.9%), Finance & Insurance (12.6%), and Educational Services (10.3%). The estimated break-even point for pursuing a degree versus a high-school-only path is approximately 11.2 years, suggesting that while the return on investment may take over a decade to realize, the diverse career opportunities in various sectors can provide a solid foundation for long-term professional growth. Overall, the degree offers a reasonable ROI, particularly for those interested in fields aligned with their studies.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Religion/Religious Studies degree at University of Saint Thomas stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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