ROI Major

Religion/Religious Studies at University of Northern Iowa

IA · Bachelor's Degree · CIP 38.02

Data: 2026 release

Executive Summary

Graduates with a Religion/Religious Studies degree from University of Northern Iowa earn a median salary of $41,501 within five years of graduation. Adjusted for the cost of living in IA, this represents a national purchasing power equivalent of $46,526. The degree typically pays for itself in 19.1 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$31,122

Typical Career

$41,501

Top Performers

$60,144

Estimated break-even: 19.1 years.

Debt-to-Income Check

$277

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,458. Most students can comfortably afford about a $277 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.1x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Iowa buys what costs $0.89 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Finance & Insurance.

Where Bachelor's Graduates from This School Work

Educational Services 28.9%
Health Care & Social Assistance 13.4%
Finance & Insurance 13.3%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$46,526

Nominal: $41,501 in Iowa (COL 89.2% of national avg) · 12.1% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

19.1 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $20,409 $27,814 $37,803
5 Years After Graduation $31,122 $41,501 $60,144
10 Years After Graduation $36,412 $52,839 $74,643

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $41,501 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in IA, which has a cost-of-living index of 89.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $41,501 × (1.0 ÷ 0.8920) = $46,526 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Religion/Religious Studies from the University of Northern Iowa experience a gradual increase in earnings over time. One year post-graduation, median earnings stand at $27,814, which rises to $41,501 after five years and reaches $52,839 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $46,525.78, reflecting the cost of living in Iowa, which has a COL index of 0.892 compared to the national average of 1.0.

The top industries for graduates include Educational Services (28.9%), Health Care & Social Assistance (13.4%), and Finance & Insurance (13.3%), indicating diverse career paths. However, the estimated break-even point compared to a high-school-only path is approximately 19.1 years, suggesting that while there is potential for growth, the return on investment may take considerable time. This analysis highlights the importance of considering both career aspirations and financial outcomes when pursuing a degree in this field.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Religion/Religious Studies degree at University of Northern Iowa stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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