ROI Major

Psychology, General at University of Northern Colorado

CO · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from University of Northern Colorado earn a median salary of $48,462 within five years of graduation. Adjusted for the cost of living in CO, this represents a national purchasing power equivalent of $46,110. The degree typically pays for itself in 12.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$36,192

Typical Career

$48,462

Top Performers

$61,993

Estimated break-even: 12.8 years.

Debt-to-Income Check

$323

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,039. Most students can comfortably afford about a $323 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Colorado buys what costs $1.05 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 26.7%
Health Care & Social Assistance 20.2%
Public Administration 7.4%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$46,110

Nominal: $48,462 in Colorado (COL 105.1% of national avg) · 4.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

12.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,601 $33,040 $43,140
5 Years After Graduation $36,192 $48,462 $61,993
10 Years After Graduation $43,965 $60,707 $79,897

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $48,462 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in CO, which has a cost-of-living index of 105.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $48,462 × (1.0 ÷ 1.0510) = $46,110 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for graduates with a degree in Psychology, General from the University of Northern Colorado shows a steady increase over time. One year after graduation, median earnings are reported at $33,040, which rises to $48,462 five years later and reaches $60,707 after ten years. When adjusted for purchasing power, the five-year salary aligns more closely with a national equivalent of $46,110.37, reflecting the cost of living in Colorado, which has a COL index of 1.051 compared to the national average.

Graduates typically enter industries such as Educational Services (26.7%), Health Care & Social Assistance (20.2%), and Public Administration (7.4%). The estimated break-even point for pursuing this degree versus a high-school-only path is approximately 12.8 years, indicating a significant long-term return on investment. Overall, while initial earnings may be modest, the potential for growth and entry into stable sectors suggests a favorable outlook for graduates in the field of psychology.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at University of Northern Colorado stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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