ROI Major

Finance and Financial Management Services at University of Minnesota - Twin Cities

MN · Bachelor's Degree · CIP 52.08

Data: 2026 release

Executive Summary

Graduates with a Finance and Financial Management Services degree from University of Minnesota - Twin Cities earn a median salary of $104,963 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $111,544. The degree typically pays for itself in 3.6 years.

Quick Insights

Solid Investment

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$85,702

Typical Career

$104,963

Top Performers

$132,751

Estimated break-even: 3.6 years.

Debt-to-Income Check

$700

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $8,747. Most students can comfortably afford about a $700 monthly loan payment with this degree.

Comparison Bench

This degree earns 2.7x more than the average US high school graduate and 1.4x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Professional, Scientific & Technical Services, Health Care & Social Assistance, Educational Services.

Where Bachelor's Graduates from This School Work

Professional, Scientific & Technical Services 18.1%
Health Care & Social Assistance 14.7%
Educational Services 12.9%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$111,544

Nominal: $104,963 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

3.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $58,354 $70,504 $81,252
5 Years After Graduation $85,702 $104,963 $132,751
10 Years After Graduation $118,213 $157,535 $218,449

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $104,963 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $104,963 × (1.0 ÷ 0.9410) = $111,544 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates in Finance and Financial Management Services from the University of Minnesota - Twin Cities experience a strong earnings trajectory. The median earnings one year after graduation stand at $70,504, which increases to $104,963 five years post-graduation and reaches $157,535 after ten years. When adjusted for purchasing power, the median earnings five years after graduation equate to $111,544.1 nationally, indicating that graduates maintain a competitive financial standing relative to their peers across the country.

The top industries for graduates include Professional, Scientific & Technical Services (18.1%), Health Care & Social Assistance (14.7%), and Educational Services (12.9%). The estimated break-even point for graduates compared to those with only a high school diploma is approximately 3.6 years, suggesting a favorable return on investment for pursuing this degree. Overall, the data indicates that a degree in Finance and Financial Management Services offers a solid financial payoff and diverse career opportunities.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Finance and Financial Management Services degree at University of Minnesota - Twin Cities stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

Explore More