ROI Major

Finance and Financial Management Services at University of Minnesota Duluth

MN · Bachelor's Degree · CIP 52.08

Data: 2026 release

Executive Summary

Graduates with a Finance and Financial Management Services degree from University of Minnesota Duluth earn a median salary of $77,444 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $82,300. The degree typically pays for itself in 5.6 years.

Quick Insights

Solid Investment

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$63,324

Typical Career

$77,444

Top Performers

$98,360

Estimated break-even: 5.6 years.

Debt-to-Income Check

$516

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $6,454. Most students can comfortably afford about a $516 monthly loan payment with this degree.

Comparison Bench

This degree earns 2.0x more than the average US high school graduate and 1.0x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 15.3%
Educational Services 14.2%
Professional, Scientific & Technical Services 13.9%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$82,300

Nominal: $77,444 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

5.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $40,002 $52,268 $64,132
5 Years After Graduation $63,324 $77,444 $98,360
10 Years After Graduation $80,140 $107,112 $146,626

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $77,444 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $77,444 × (1.0 ÷ 0.9410) = $82,300 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates in Finance and Financial Management Services from the University of Minnesota Duluth experience a significant earnings trajectory. The median earnings one year after graduation stand at $52,268, which increases to $77,444 five years post-graduation and reaches $107,112 a decade later. When adjusted for purchasing power, the median earnings five years after graduation equate to approximately $82,299.68 nationally, indicating a competitive salary relative to the cost of living in Minnesota, which has a cost of living index of 0.941 compared to the national average.

The top industries for graduates include Health Care & Social Assistance (15.3%), Educational Services (14.2%), and Professional, Scientific & Technical Services (13.9%). With an estimated break-even point of approximately 5.6 years compared to a high school-only path, the return on investment for pursuing a degree in this field appears favorable. Graduates can expect to enter diverse sectors, enhancing their employment prospects and potential for career growth.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Finance and Financial Management Services degree at University of Minnesota Duluth stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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