ROI Major

Biology, General at University of Massachusetts - Amherst

MA · Bachelor's Degree · CIP 26.01

Data: 2026 release

Executive Summary

Graduates with a Biology, General degree from University of Massachusetts - Amherst earn a median salary of $71,430 within five years of graduation. Adjusted for the cost of living in MA, this represents a national purchasing power equivalent of $48,198. The degree typically pays for itself in 6.7 years.

Quick Insights

Solid Investment

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$51,162

Typical Career

$71,430

Top Performers

$95,650

Estimated break-even: 6.7 years.

Debt-to-Income Check

$476

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,953. Most students can comfortably afford about a $476 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.8x more than the average US high school graduate and 0.9x more than the average college graduate.

Purchasing Power Context

A dollar in Massachusetts buys what costs $1.48 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Professional, Scientific & Technical Services, Health Care & Social Assistance, Educational Services.

Where Bachelor's Graduates from This School Work

Professional, Scientific & Technical Services 20.0%
Health Care & Social Assistance 16.6%
Educational Services 12.3%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$48,198

Nominal: $71,430 in Massachusetts (COL 148.2% of national avg) · 32.5% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

6.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $27,834 $39,976 $51,636
5 Years After Graduation $51,162 $71,430 $95,650
10 Years After Graduation $71,227 $100,360 $139,617

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $71,430 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MA, which has a cost-of-living index of 148.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $71,430 × (1.0 ÷ 1.4820) = $48,198 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Biology, General from the University of Massachusetts - Amherst experience a significant earnings trajectory. The median earnings one year after graduation stand at $39,976, which increases to $71,430 five years post-graduation and reaches $100,360 after ten years. However, considering the cost of living in Massachusetts, where the cost of living index is 1.482 compared to the national average of 1.0, the purchasing-power-adjusted salary five years after graduation is approximately $48,198.38, indicating that graduates may face higher living costs relative to their earnings.

The top industries for Biology graduates include Professional, Scientific & Technical Services (20.0%), Health Care & Social Assistance (16.6%), and Educational Services (12.3%). The estimated break-even point for graduates compared to those with only a high school diploma is approximately 6.7 years, suggesting that while the degree may require an upfront investment in time and finances, the long-term return on investment appears favorable, particularly in sectors that are projected to grow and offer stable employment opportunities.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Biology, General degree at University of Massachusetts - Amherst stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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