ROI Major

Psychology, General at University of Maine

ME · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from University of Maine earn a median salary of $47,624 within five years of graduation. Adjusted for the cost of living in ME, this represents a national purchasing power equivalent of $41,849. The degree typically pays for itself in 13.1 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$36,057

Typical Career

$47,624

Top Performers

$60,612

Estimated break-even: 13.1 years.

Debt-to-Income Check

$317

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,969. Most students can comfortably afford about a $317 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Maine buys what costs $1.14 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Educational Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 18.1%
Professional, Scientific & Technical Services 16.0%
Educational Services 15.2%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$41,849

Nominal: $47,624 in Maine (COL 113.8% of national avg) · 12.1% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

13.1 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,962 $32,393 $42,058
5 Years After Graduation $36,057 $47,624 $60,612
10 Years After Graduation $45,494 $60,442 $80,540

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $47,624 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in ME, which has a cost-of-living index of 113.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $47,624 × (1.0 ÷ 1.1380) = $41,849 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for graduates with a degree in Psychology from the University of Maine shows a steady increase over time. One year post-graduation, the median earnings stand at $32,393, which rises to $47,624 after five years and further to $60,442 after ten years. When considering purchasing power, the adjusted median earnings five years after graduation are approximately $41,848.86, indicating that while initial salaries may appear modest, they can provide a reasonable standard of living as graduates gain experience.

Graduates typically enter industries such as Health Care & Social Assistance (18.1%), Professional, Scientific & Technical Services (16.0%), and Educational Services (15.2%). The estimated break-even point compared to a high-school-only path is approximately 13.1 years, suggesting that while the return on investment may take over a decade, the long-term benefits of a degree in Psychology can be significant. Overall, students should weigh the potential for growth in earnings against the time required to achieve financial parity with those who do not pursue higher education.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at University of Maine stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

Explore More