ROI Major

Psychology, General at University of Hawaii at Hilo

HI · Bachelor's Degree · CIP 42.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from University of Hawaii at Hilo earn a median salary of $51,386 within five years of graduation. Adjusted for the cost of living in HI, this represents a national purchasing power equivalent of $27,927. The degree typically pays for itself in 11.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$36,337

Typical Career

$51,386

Top Performers

$66,139

Estimated break-even: 11.6 years.

Debt-to-Income Check

$343

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,282. Most students can comfortably afford about a $343 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Hawaii buys what costs $1.84 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Retail Trade.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 23.4%
Educational Services 22.2%
Retail Trade 12.2%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$27,927

Nominal: $51,386 in Hawaii (COL 184.0% of national avg) · 45.7% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

11.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,709 $32,671 $43,394
5 Years After Graduation $36,337 $51,386 $66,139
10 Years After Graduation $42,146 $63,394 $79,622

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $51,386 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in HI, which has a cost-of-living index of 184.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $51,386 × (1.0 ÷ 1.8400) = $27,927 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology, General from the University of Hawaii at Hilo can expect a median earning of $32,671 one year after graduation, which increases to $51,386 after five years and reaches $63,394 after ten years. However, when considering the cost of living in Hawaii, which has a COL index of 1.84 compared to the national average of 1.0, the purchasing-power-adjusted median earnings five years post-graduation drop to approximately $27,927.17, indicating that while nominal earnings grow, real purchasing power may be less favorable.

The top industries for graduates include Health Care & Social Assistance (23.4%), Educational Services (22.2%), and Retail Trade (12.2%). Given the estimated break-even point of approximately 11.6 years compared to a high-school-only path, the return on investment for pursuing a degree in Psychology, General may be moderate. Students should weigh the potential earnings against the high cost of living in Hawaii and the time required to recoup their educational investment.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at University of Hawaii at Hilo stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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