ROI Major

Mathematics at University of Hawaii at Hilo

HI · Bachelor's Degree · CIP 27.01

Data: 2026 release

Executive Summary

Graduates with a Mathematics degree from University of Hawaii at Hilo earn a median salary of $50,311 within five years of graduation. Adjusted for the cost of living in HI, this represents a national purchasing power equivalent of $27,343. The degree typically pays for itself in 10.4 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$38,509

Typical Career

$50,311

Top Performers

$61,332

Estimated break-even: 10.4 years.

Debt-to-Income Check

$335

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,193. Most students can comfortably afford about a $335 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Hawaii buys what costs $1.84 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Retail Trade.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 23.4%
Educational Services 22.2%
Retail Trade 12.2%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$27,343

Nominal: $50,311 in Hawaii (COL 184.0% of national avg) · 45.7% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

10.4 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $25,903 $33,505 $42,033
5 Years After Graduation $38,509 $50,311 $61,332
10 Years After Graduation $59,848 $73,442 $96,791

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $50,311 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in HI, which has a cost-of-living index of 184.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $50,311 × (1.0 ÷ 1.8400) = $27,343 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a Mathematics degree from the University of Hawaii at Hilo experience a positive earnings trajectory, with median earnings of $33,505 one year after graduation, increasing to $50,311 after five years, and reaching $73,442 after ten years. However, when adjusted for purchasing power, the median earnings five years post-graduation equate to approximately $27,342.93 nationally, reflecting the higher cost of living in Hawaii, which has a cost-of-living index of 1.84 compared to the national average of 1.0. This indicates that while nominal earnings are relatively strong, the purchasing power may be less favorable.

The top industries for Mathematics graduates include Health Care & Social Assistance (23.4%), Educational Services (22.2%), and Retail Trade (12.2%), suggesting a diverse range of career opportunities. The estimated break-even point for graduates compared to those with only a high school diploma is approximately 10.4 years, indicating a moderate return on investment. While the degree offers a pathway to various sectors, prospective students should consider the long-term financial implications and the impact of Hawaii's cost of living on their overall earnings potential.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Mathematics degree at University of Hawaii at Hilo stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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