ROI Major

Psychology, General at University of Cincinnati

OH · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from University of Cincinnati earn a median salary of $49,872 within five years of graduation. Adjusted for the cost of living in OH, this represents a national purchasing power equivalent of $55,352. The degree typically pays for itself in 11.7 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$38,368

Typical Career

$49,872

Top Performers

$64,081

Estimated break-even: 11.7 years.

Debt-to-Income Check

$332

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,156. Most students can comfortably afford about a $332 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Ohio buys what costs $0.90 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Educational Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 21.9%
Professional, Scientific & Technical Services 15.4%
Educational Services 10.0%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$55,352

Nominal: $49,872 in Ohio (COL 90.1% of national avg) · 11% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

11.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $25,460 $34,635 $43,954
5 Years After Graduation $38,368 $49,872 $64,081
10 Years After Graduation $46,517 $63,513 $86,162

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $49,872 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in OH, which has a cost-of-living index of 90.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $49,872 × (1.0 ÷ 0.9010) = $55,352 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology, General from the University of Cincinnati can expect a positive earnings trajectory. The median earnings one year after graduation stand at $34,635, which increases to $49,872 five years later and reaches $63,513 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $55,351.83, indicating that graduates maintain a competitive edge in terms of real income relative to the national average.

The primary industries employing these graduates include Health Care & Social Assistance (21.9%), Professional, Scientific & Technical Services (15.4%), and Educational Services (10.0%). The estimated break-even point compared to a high-school-only path is approximately 11.7 years, suggesting that while the initial investment in education may take time to recoup, the long-term return on investment appears favorable, particularly in sectors that are consistently in demand.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at University of Cincinnati stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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