ROI Major

Psychology, General at University of Central Missouri

MO · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from University of Central Missouri earn a median salary of $41,523 within five years of graduation. Adjusted for the cost of living in MO, this represents a national purchasing power equivalent of $46,550. The degree typically pays for itself in 17.1 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$32,593

Typical Career

$41,523

Top Performers

$51,929

Estimated break-even: 17.1 years.

Debt-to-Income Check

$277

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,460. Most students can comfortably afford about a $277 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.1x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Missouri buys what costs $0.89 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Educational Services 21.1%
Health Care & Social Assistance 18.3%
Professional, Scientific & Technical Services 10.5%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$46,550

Nominal: $41,523 in Missouri (COL 89.2% of national avg) · 12.1% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

17.1 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,431 $30,641 $37,913
5 Years After Graduation $32,593 $41,523 $51,929
10 Years After Graduation $41,302 $54,919 $73,585

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $41,523 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MO, which has a cost-of-living index of 89.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $41,523 × (1.0 ÷ 0.8920) = $46,550 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for graduates in Psychology, General at the University of Central Missouri shows a steady increase over time. One year after graduation, the median earnings stand at $30,641, which rises to $41,523 five years post-graduation and reaches $54,919 after ten years. When considering purchasing power, the adjusted median earnings five years after graduation are approximately $46,550.45, reflecting the cost of living in Missouri, which has a COL index of 0.892 compared to the national average of 1.0.

Graduates primarily enter industries such as Educational Services (21.1%), Health Care & Social Assistance (18.3%), and Professional, Scientific & Technical Services (10.5%). The estimated break-even point for choosing this path over a high school-only education is approximately 17.1 years. This indicates that while the initial earnings may be modest, the long-term return on investment could be favorable, especially considering the potential for growth in relevant fields.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at University of Central Missouri stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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