Human Development, Family Studies, and Related Services at Three Rivers College
MO · Associate's Degree · CIP 19.07
Executive Summary
Graduates with a Human Development, Family Studies, and Related Services degree from Three Rivers College earn a median salary of $28,392 within five years of graduation. Adjusted for the cost of living in MO, this represents a national purchasing power equivalent of $31,830. The degree typically pays for itself in over 10 years.
Quick Insights
How this degree looks at a glance
A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.
Salary Ranges
Starting Range
$21,034
Typical Career
$28,392
Top Performers
$36,330
Break-even is not clear from the available earnings data.
Debt-to-Income Check
$189
Estimated comfortable monthly loan payment
Typical monthly pay is approximately $2,366. Most students can comfortably afford about a $189 monthly loan payment with this degree.
Comparison Bench
This degree earns 0.7x more than the average US high school graduate and 0.4x more than the average college graduate.
Purchasing Power Context
A dollar in Missouri buys what costs $0.89 nationally.
Industry Breadcrumbs
Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Manufacturing.
Where Associate's Graduates from This School Work
Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.
5-Year Median Salary — National Purchasing Power Equivalent
$31,830
Nominal: $28,392 in Missouri (COL 89.2% of national avg) · 12.1% higher purchasing power
10-Year Earnings Curve
Break-Even Timeline
How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).
Total Investment
$155,168
4yr tuition + 4yr opportunity cost
HS Graduate Baseline
$38,792/yr
BLS 2023 median, HS diploma
View Raw Data: Median Earnings by Year
| Timeframe | 25th Pct. | Median (50th) | 75th Pct. |
|---|---|---|---|
| 1 Year After Graduation | $18,298 | $23,953 | $30,265 |
| 5 Years After Graduation | $21,034 | $28,392 | $36,330 |
| 10 Years After Graduation | $25,070 | $31,905 | $46,142 |
Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).
How We Calculate Purchasing Power
The median salary of $28,392 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MO, which has a cost-of-living index of 89.2% of the national average.
Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $28,392 × (1.0 ÷ 0.8920)
= $31,830 National Average equivalent.
COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →
Career Verdict
The primary industries for graduates are Health Care & Social Assistance, which accounts for 38.6% of employment, followed closely by another segment of Health Care & Social Assistance at 38.4%, and Manufacturing at 19.1%. Given the estimated break-even point of more than ten years compared to a high-school-only path, the return on investment (ROI) for this degree may be considered moderate. Students should weigh the potential for stable employment in growing sectors against the time required to recoup educational costs.
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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.