ROI Major

Business/Commerce, General at Temple College

TX · Associate's Degree · CIP 52.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Business/Commerce, General degree from Temple College earn a median salary of $52,165 within five years of graduation. Adjusted for the cost of living in TX, this represents a national purchasing power equivalent of $56,640. The degree typically pays for itself in 10.2 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$38,426

Typical Career

$52,165

Top Performers

$70,412

Estimated break-even: 10.2 years.

Debt-to-Income Check

$348

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,347. Most students can comfortably afford about a $348 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Texas buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 42.0%
Educational Services 12.8%
Retail Trade 6.7%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$56,640

Nominal: $52,165 in Texas (COL 92.1% of national avg) · 8.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

10.2 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $28,247 $41,058 $56,346
5 Years After Graduation $38,426 $52,165 $70,412
10 Years After Graduation $48,943 $66,438 $89,305

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $52,165 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in TX, which has a cost-of-living index of 92.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $52,165 × (1.0 ÷ 0.9210) = $56,640 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Business/Commerce program at Temple College can expect a positive earnings trajectory over time. The median earnings one year after graduation stand at $41,058, which increases to $52,165 after five years and reaches $66,438 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $56,639.52, indicating that graduates maintain a competitive earning potential relative to national standards, despite Texas having a cost of living index of 0.921.

The primary industries for graduates are predominantly within Health Care & Social Assistance, with a significant percentage entering this sector at various stages of their careers. Given the estimated break-even point of approximately 10.2 years compared to a high-school-only path, the return on investment for pursuing a degree in Business/Commerce at Temple College appears favorable. This suggests that graduates can expect to recoup their educational investment while benefiting from stable employment opportunities in a growing industry.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.