ROI Major

Psychology, General at SUNY Cortland

NY · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from SUNY Cortland earn a median salary of $53,415 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $40,466. The degree typically pays for itself in 11 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$39,341

Typical Career

$53,415

Top Performers

$69,229

Estimated break-even: 11 years.

Debt-to-Income Check

$356

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,451. Most students can comfortably afford about a $356 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 38.8%
Health Care & Social Assistance 15.8%
Public Administration 7.6%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$40,466

Nominal: $53,415 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

11 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,114 $31,549 $41,959
5 Years After Graduation $39,341 $53,415 $69,229
10 Years After Graduation $48,795 $65,365 $87,351

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $53,415 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $53,415 × (1.0 ÷ 1.3200) = $40,466 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology, General from SUNY Cortland experience a positive earnings trajectory over time. One year after graduation, median earnings stand at $31,549, which increases to $53,415 five years later and reaches $65,365 after a decade. However, considering the cost of living in New York, where the COL index is 1.32, the purchasing-power-adjusted five-year salary equivalent nationally is approximately $40,465.91, indicating that while earnings grow, the cost of living may impact overall financial stability.

The primary industries for graduates include Educational Services (38.8%), Health Care & Social Assistance (15.8%), and Public Administration (7.6%). The estimated break-even point compared to a high-school-only path is approximately 11 years, suggesting a significant time investment before realizing a financial advantage. Overall, while the degree offers a pathway to diverse career opportunities, prospective students should weigh the long-term financial implications against the cost of education and living expenses in New York.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at SUNY Cortland stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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