ROI Major

Psychology, General at State University of New York Polytechnic Institute

NY · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from State University of New York Polytechnic Institute earn a median salary of $48,304 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $36,594. The degree typically pays for itself in 14.2 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$36,185

Typical Career

$48,304

Top Performers

$62,657

Estimated break-even: 14.2 years.

Debt-to-Income Check

$322

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,025. Most students can comfortably afford about a $322 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Manufacturing.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 23.6%
Professional, Scientific & Technical Services 14.4%
Manufacturing 12.0%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$36,594

Nominal: $48,304 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

14.2 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,043 $31,905 $40,802
5 Years After Graduation $36,185 $48,304 $62,657
10 Years After Graduation $44,815 $56,877 $76,305

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $48,304 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $48,304 × (1.0 ÷ 1.3200) = $36,594 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology, General from State University of New York Polytechnic Institute can expect a gradual increase in earnings over time. The median earnings one year after graduation stand at $31,905, which rises to $48,304 after five years and reaches $56,877 after ten years. However, considering the cost of living in New York, where the cost-of-living index is 1.32 compared to the national average of 1.0, the purchasing-power-adjusted five-year salary is approximately $36,593.94, indicating that the real value of earnings may be lower than the nominal figures suggest.

The top industries for graduates include Health Care & Social Assistance (23.6%), Professional, Scientific & Technical Services (14.4%), and Manufacturing (12.0%), reflecting a diverse range of career opportunities. The estimated break-even point for pursuing a degree versus a high-school-only path is approximately 14.2 years, suggesting a significant time investment before realizing a financial return. Overall, while the degree offers a pathway into various sectors, prospective students should weigh the long-term financial implications against their career aspirations.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at State University of New York Polytechnic Institute stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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