ROI Major

Physics at State University of New York at Stony Brook

NY · Bachelor's Degree · CIP 40.08

Apply Now Data: 2026 release

Executive Summary

Graduates with a Physics degree from State University of New York at Stony Brook earn a median salary of $76,166 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $57,702. The degree typically pays for itself in 6.2 years.

Quick Insights

Solid Investment

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$50,463

Typical Career

$76,166

Top Performers

$105,799

Estimated break-even: 6.2 years.

Debt-to-Income Check

$508

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $6,347. Most students can comfortably afford about a $508 monthly loan payment with this degree.

Comparison Bench

This degree earns 2.0x more than the average US high school graduate and 1.0x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Educational Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 26.8%
Professional, Scientific & Technical Services 13.7%
Educational Services 13.0%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$57,702

Nominal: $76,166 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

6.2 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $27,405 $41,695 $70,227
5 Years After Graduation $50,463 $76,166 $105,799
10 Years After Graduation $72,585 $107,574 $147,002

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $76,166 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $76,166 × (1.0 ÷ 1.3200) = $57,702 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a Physics degree from the State University of New York at Stony Brook experience a significant earnings trajectory. The median earnings one year after graduation stand at $41,695, which increases to $76,166 five years post-graduation, and reaches $107,574 after ten years. When considering purchasing power, the median earnings five years after graduation, adjusted for cost of living, equate to approximately $57,701.52, reflecting the impact of New York's higher cost of living index (1.32) compared to the national average (1.0).

The top industries that Stony Brook Physics graduates enter include Health Care & Social Assistance (26.8%), Professional, Scientific & Technical Services (13.7%), and Educational Services (13.0%). The estimated break-even point for graduates compared to those with only a high school diploma is approximately 6.2 years, indicating a favorable return on investment for pursuing a degree in Physics. Overall, the combination of strong salary growth and diverse career opportunities presents a compelling case for students considering this path.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Physics degree at State University of New York at Stony Brook stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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