ROI Major

Psychology, General at State University of New York at Plattsburgh

NY · Bachelor's Degree · CIP 42.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from State University of New York at Plattsburgh earn a median salary of $51,576 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $39,073. The degree typically pays for itself in 11.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$37,617

Typical Career

$51,576

Top Performers

$66,213

Estimated break-even: 11.6 years.

Debt-to-Income Check

$344

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,298. Most students can comfortably afford about a $344 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Public Administration.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 21.7%
Educational Services 15.6%
Public Administration 8.7%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$39,073

Nominal: $51,576 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

11.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $23,062 $31,064 $41,126
5 Years After Graduation $37,617 $51,576 $66,213
10 Years After Graduation $46,420 $64,475 $85,798

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $51,576 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $51,576 × (1.0 ÷ 1.3200) = $39,073 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology, General from the State University of New York at Plattsburgh experience a notable earnings trajectory. One year post-graduation, median earnings stand at $31,064, which increases to $51,576 after five years and reaches $64,475 after ten years. However, when adjusted for purchasing power, the five-year salary equates to approximately $39,072.73 nationally, indicating that while initial earnings may seem modest, the long-term financial outlook improves significantly.

The primary industries that employ these graduates include Health Care & Social Assistance (21.7%), Educational Services (15.6%), and Public Administration (8.7%). Given the estimated break-even point of approximately 11.6 years compared to a high-school-only path, the return on investment for pursuing a psychology degree is substantial over time. This suggests that while the initial financial benefits may be limited, the degree offers valuable opportunities in growing sectors, making it a viable option for long-term career development.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.