ROI Major

Chemistry at State University of New York at Oneonta

NY · Bachelor's Degree · CIP 40.05

Data: 2026 release

Executive Summary

Graduates with a Chemistry degree from State University of New York at Oneonta earn a median salary of $65,194 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $49,389. The degree typically pays for itself in 7.4 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$46,066

Typical Career

$65,194

Top Performers

$83,707

Estimated break-even: 7.4 years.

Debt-to-Income Check

$435

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,433. Most students can comfortably afford about a $435 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.7x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Educational Services 23.7%
Health Care & Social Assistance 15.2%
Professional, Scientific & Technical Services 9.3%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$49,389

Nominal: $65,194 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

7.4 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $29,659 $39,184 $53,279
5 Years After Graduation $46,066 $65,194 $83,707
10 Years After Graduation $66,779 $93,297 $133,920

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $65,194 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $65,194 × (1.0 ÷ 1.3200) = $49,389 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a Chemistry degree from the State University of New York at Oneonta experience a positive earnings trajectory. The median earnings one year after graduation stand at $39,184, which increases to $65,194 five years later, and reaches $93,297 after ten years. When adjusted for purchasing power, the five-year salary equivalent is approximately $49,389.39, indicating that while initial earnings may be lower in a higher cost-of-living state like New York, the long-term financial outlook remains strong as graduates advance in their careers.

The top industries for graduates include Educational Services (23.7%), Health Care & Social Assistance (15.2%), and Professional, Scientific & Technical Services (9.3%). This diverse range of sectors suggests that a Chemistry degree provides versatile career opportunities. With an estimated break-even point of approximately 7.4 years compared to a high-school-only path, the return on investment for pursuing a degree in Chemistry at Oneonta appears favorable, particularly for those committed to long-term career growth in these fields.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Chemistry degree at State University of New York at Oneonta stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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