ROI Major

Geography and Cartography at St. Cloud State University

MN · Bachelor's Degree · CIP 45.07

Data: 2026 release

Executive Summary

Graduates with a Geography and Cartography degree from St. Cloud State University earn a median salary of $52,495 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $55,786. The degree typically pays for itself in 10.7 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$41,154

Typical Career

$52,495

Top Performers

$69,010

Estimated break-even: 10.7 years.

Debt-to-Income Check

$350

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,375. Most students can comfortably afford about a $350 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 18.3%
Educational Services 16.1%
Professional, Scientific & Technical Services 9.7%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$55,786

Nominal: $52,495 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

10.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $28,805 $37,232 $49,247
5 Years After Graduation $41,154 $52,495 $69,010
10 Years After Graduation $50,227 $65,255 $90,582

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $52,495 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $52,495 × (1.0 ÷ 0.9410) = $55,786 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates in Geography and Cartography from St. Cloud State University experience a positive earnings trajectory over time. The median earnings one year after graduation stand at $37,232, which increases to $52,495 after five years and reaches $65,255 after ten years. When adjusted for purchasing power, the median earnings five years post-graduation equate to approximately $55,786.4 nationally, indicating that graduates maintain a competitive salary relative to the national average despite the lower cost of living in Minnesota.

The top industries for graduates include Health Care & Social Assistance (18.3%), Educational Services (16.1%), and Professional, Scientific & Technical Services (9.7%). The estimated break-even point compared to a high-school-only path is approximately 10.7 years, suggesting that while the initial investment in education may take time to recoup, the long-term return on investment appears favorable. Overall, pursuing a degree in Geography and Cartography can lead to stable career opportunities and a solid financial outlook.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Geography and Cartography degree at St. Cloud State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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