ROI Major

Fine and Studio Arts at Southwest Minnesota State University

MN · Bachelor's Degree · CIP 50.07

Data: 2026 release

Executive Summary

Graduates with a Fine and Studio Arts degree from Southwest Minnesota State University earn a median salary of $45,365 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $48,209. The degree typically pays for itself in 14.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$35,872

Typical Career

$45,365

Top Performers

$56,007

Estimated break-even: 14.8 years.

Debt-to-Income Check

$302

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,780. Most students can comfortably afford about a $302 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Finance & Insurance.

Where Bachelor's Graduates from This School Work

Educational Services 21.9%
Health Care & Social Assistance 16.2%
Finance & Insurance 10.0%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$48,209

Nominal: $45,365 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

14.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $26,010 $35,233 $42,988
5 Years After Graduation $35,872 $45,365 $56,007
10 Years After Graduation $41,115 $55,935 $73,271

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $45,365 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $45,365 × (1.0 ÷ 0.9410) = $48,209 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Fine and Studio Arts program at Southwest Minnesota State University experience a steady increase in earnings over time. The median earnings one year after graduation stand at $35,233, which rises to $45,365 after five years and reaches $55,935 a decade post-graduation. When adjusted for purchasing power, the five-year salary equivalent nationally is approximately $48,209.35, indicating that graduates can expect their earnings to maintain a competitive edge relative to national standards despite the lower cost of living index in Minnesota.

The top industries that Fine and Studio Arts graduates enter include Educational Services (21.9%), Health Care & Social Assistance (16.2%), and Finance & Insurance (10.0%). The estimated break-even point compared to a high-school-only path is approximately 14.8 years, suggesting that while the initial financial return may take time to realize, the long-term career trajectory can be favorable. Overall, the investment in a Fine and Studio Arts degree at this institution appears to provide a reasonable return on investment, particularly for those passionate about the arts and willing to navigate the associated career paths.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Fine and Studio Arts degree at Southwest Minnesota State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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