ROI Major

Liberal Arts and Sciences, General Studies and Humanities at Schenectady County Community College

NY · Associate's Degree · CIP 24.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Liberal Arts and Sciences, General Studies and Humanities degree from Schenectady County Community College earn a median salary of $40,495 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $30,678. The degree typically pays for itself in 16.7 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$29,511

Typical Career

$40,495

Top Performers

$56,084

Estimated break-even: 16.7 years.

Debt-to-Income Check

$270

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,375. Most students can comfortably afford about a $270 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Public Administration, Accommodation & Food Services.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 17.6%
Public Administration 13.4%
Accommodation & Food Services 13.1%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$30,678

Nominal: $40,495 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

16.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $21,713 $28,130 $38,729
5 Years After Graduation $29,511 $40,495 $56,084
10 Years After Graduation $39,752 $56,754 $75,525

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $40,495 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $40,495 × (1.0 ÷ 1.3200) = $30,678 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates of the Liberal Arts and Sciences, General Studies and Humanities program at Schenectady County Community College experience a gradual increase in earnings over time. One year after graduation, the median earnings stand at $28,130, which rises to $40,495 after five years and reaches $56,754 after ten years. When adjusted for purchasing power, the five-year salary equivalent nationally is approximately $30,678.03, reflecting the higher cost of living in New York with a COL index of 1.32 compared to the national average of 1.0.

The program's graduates predominantly enter the Health Care & Social Assistance sector, accounting for 33.9% of employment, followed by 17.6% in the same sector and 13.4% in Public Administration. The estimated break-even point for this educational path versus a high school diploma is approximately 16.7 years, indicating a long-term return on investment. While the initial earnings may not be high, the potential for growth in earnings and diverse career opportunities in stable industries suggests a reasonable ROI for those pursuing this degree.

Compare with Another School

See how the Liberal Arts and Sciences, General Studies and Humanities degree at Schenectady County Community College stacks up against another institution side-by-side.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.