ROI Major

Business Administration and Management at Saint Philip's College

TX · Associate's Degree · CIP 52.02

Apply Now Data: 2026 release

Executive Summary

Graduates with a Business Administration and Management degree from Saint Philip's College earn a median salary of $51,405 within five years of graduation. Adjusted for the cost of living in TX, this represents a national purchasing power equivalent of $55,814. The degree typically pays for itself in 10.9 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$36,710

Typical Career

$51,405

Top Performers

$69,154

Estimated break-even: 10.9 years.

Debt-to-Income Check

$343

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,284. Most students can comfortably afford about a $343 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Texas buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 36.0%
Educational Services 11.1%
Retail Trade 7.4%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$55,814

Nominal: $51,405 in Texas (COL 92.1% of national avg) · 8.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

10.9 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $27,676 $41,187 $59,276
5 Years After Graduation $36,710 $51,405 $69,154
10 Years After Graduation $45,827 $62,669 $81,228

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $51,405 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in TX, which has a cost-of-living index of 92.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $51,405 × (1.0 ÷ 0.9210) = $55,814 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates of the Business Administration and Management program at Saint Philip's College can expect a steady increase in earnings over time. The median earnings one year after graduation stand at $41,187, rising to $51,405 five years later, and reaching $62,669 a decade post-graduation. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $55,814.33, indicating that graduates maintain a competitive financial standing relative to national averages, despite the cost of living index in Texas being slightly lower than the national average.

The primary industries for graduates are predominantly in Health Care & Social Assistance, with a significant 75.5% entering this sector shortly after graduation. This trend continues, as 36.0% and 15.1% of graduates remain in similar roles five and ten years after graduation, respectively. The estimated break-even point for graduates compared to those with only a high school diploma is approximately 10.9 years, suggesting that while the initial investment in education may take time to recoup, the long-term benefits in terms of career stability and earning potential in a growing industry are substantial.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.