ROI Major

Human Development, Family Studies, and Related Services at Saint Paul College - A Community & Technical College

MN · Associate's Degree · CIP 19.07

Apply Now Data: 2026 release

Executive Summary

Graduates with a Human Development, Family Studies, and Related Services degree from Saint Paul College - A Community & Technical College earn a median salary of $39,014 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $41,460. The degree typically pays for itself in 35.4 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$31,138

Typical Career

$39,014

Top Performers

$44,654

Estimated break-even: 35.4 years.

Debt-to-Income Check

$260

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,251. Most students can comfortably afford about a $260 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Manufacturing.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 35.0%
Educational Services 8.6%
Manufacturing 6.7%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$41,460

Nominal: $39,014 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

35.4 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $26,449 $33,784 $42,709
5 Years After Graduation $31,138 $39,014 $44,654
10 Years After Graduation $35,391 $44,669 $58,574

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $39,014 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $39,014 × (1.0 ÷ 0.9410) = $41,460 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates in Human Development, Family Studies, and Related Services from Saint Paul College experience a steady increase in earnings over time. The median earnings one year after graduation stand at $28,357, rising to $37,132 after five years, and reaching $41,695 after ten years. When adjusted for purchasing power, the median earnings five years post-graduation are approximately $39,460.15, reflecting the cost of living in Minnesota, which has a cost-of-living index of 0.941 compared to the national average of 1.0.

The primary industries that graduates enter include Health Care & Social Assistance, which employs 35.0% of alumni, followed by Construction at 29.2% and Health Care & Social Assistance again at 28.1%. Given the estimated break-even point of approximately 72 years compared to a high-school-only path, the return on investment for this degree may be considered limited in the short term. However, the consistent growth in earnings suggests that long-term career prospects can be favorable, particularly in sectors that are experiencing ongoing demand.

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See how the Human Development, Family Studies, and Related Services degree at Saint Paul College - A Community & Technical College stacks up against another institution side-by-side.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.