ROI Major

Cosmetology and Related Personal Grooming Services at Panola College

TX · Certificate Degree · CIP 12.04

Apply Now Data: 2026 release

Executive Summary

Graduates with a Cosmetology and Related Personal Grooming Services degree from Panola College earn a median salary of $28,154 within five years of graduation. Adjusted for the cost of living in TX, this represents a national purchasing power equivalent of $30,569. The degree typically pays for itself in over 10 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$20,547

Typical Career

$28,154

Top Performers

$39,342

Break-even is not clear from the available earnings data.

Debt-to-Income Check

$188

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $2,346. Most students can comfortably afford about a $188 monthly loan payment with this degree.

Comparison Bench

This degree earns 0.7x more than the average US high school graduate and 0.4x more than the average college graduate.

Purchasing Power Context

A dollar in Texas buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Mining, Quarrying & Oil/Gas Extraction, Retail Trade.

Where Certificate Graduates from This School Work

Health Care & Social Assistance 51.4%
Mining, Quarrying & Oil/Gas Extraction 5.8%
Retail Trade 5.2%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$30,569

Nominal: $28,154 in Texas (COL 92.1% of national avg) · 8.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

>10 years (extrapolated) to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $17,442 $22,278 $28,611
5 Years After Graduation $20,547 $28,154 $39,342
10 Years After Graduation $24,675 $32,832 $48,213

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $28,154 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in TX, which has a cost-of-living index of 92.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $28,154 × (1.0 ÷ 0.9210) = $30,569 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Cosmetology and Related Personal Grooming Services program at Panola College can expect a gradual increase in earnings over time. The median earnings one year after graduation stand at $22,278, which rises to $28,154 after five years and reaches $32,832 after ten years. When adjusted for purchasing power, the five-year salary equivalent nationally is approximately $30,568.95, indicating that while initial earnings may be modest, there is potential for growth in real terms over the years.

The primary industries that graduates enter are predominantly within Health Care & Social Assistance, which accounts for 51.4% of employment, followed by another segment of the same industry at 43.3%, and Educational Services at 12.9%. However, the estimated break-even point compared to a high-school-only path exceeds ten years, suggesting that while there are opportunities in these sectors, the return on investment may take considerable time to materialize. Students should weigh these factors carefully when considering their career trajectory in cosmetology.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.